---
title: "LendingClub: papers using this data, journals and trends"
description: "From Nov 2023 to Oct 2026, 62 archived papers mentioned LendingClub in their title, abstract or keywords (the search of earlier months' full texts is still under way), most of them in May 2025 (5)."
url: https://scholar4ai.com/datasets/lendingclub
markdown_url: https://scholar4ai.com/datasets/lendingclub.md
license: CC BY-NC 4.0 (https://creativecommons.org/licenses/by-nc/4.0/)
share_text: "From Nov 2023 to Oct 2026, 62 archived papers mentioned LendingClub in their title, abstract or keywords (the search of earlier months' full texts is still under way), most of them in May 2025 (5). (as of 2026-11-04)"
data_url: https://scholar4ai.com/data/rankings.json
updated: 2026-11-04T18:03:26+09:00
window: 2026-10-06 to 2026-11-04
source: OpenAlex (CC0)
---

# LendingClub

[Browse dataset profiles](https://scholar4ai.com/datasets/directory/page/4.md)

Loan-level lending data and the public datasets used to train credit-scoring models.

- data category: Credit scoring and lending data
- 1 paper in the last 7 days
- Names searched for: LendingClub, Lending Club

Most-used data: https://scholar4ai.com/rankings/datasets.md · All Credit scoring and lending data datasets: https://scholar4ai.com/datasets/credit-scoring-and-lending-data.md



## Key findings

- From Nov 2023 to Oct 2026, 62 archived papers mentioned LendingClub in their title, abstract or keywords (the search of earlier months' full texts is still under way), most of them in May 2025 (5).
- LendingClub was mentioned in 3 papers in the last 30 days (2026-10-06 to 2026-11-04), ranking #106 of the 255 datasets mentioned.
- By journal category: AI (1), Finance (1) and Management (1).
- Most of them appeared in Data Mining and Knowledge Discovery (1), Financial Innovation (1) and Future Business Journal (1).
- From 2017 to 2026 (so far), LendingClub was mentioned in 90 papers in the tracked journals, most of them in finance (36), AI (19) and operations research (10).
- 21 of them were published in 2025, against 0 in 2017.
- Since 2023, the institutions with the most of these papers were University of Twente (5), University of Edinburgh (3) and Bank for International Settlements (2).
- The journals publishing most of them were Financial Innovation (8), Artificial Intelligence Review (4) and Annals of Operations Research (3).
- The most-cited of them is “Do fintech lenders penetrate areas that are underserved by traditional banks?” (Journal of Economics and Business, 2018), with 468 citations.
- Papers use LendingClub most often with Credit bureaus (Equifax, Experian, TransUnion) (8), Facebook (7) and Kaggle (7); it has 13 partners in the code and data network, in the group around ImageNet, CIFAR-10 / CIFAR-100, MNIST / Fashion-MNIST.

## Mentions over 36 months

*Papers mentioning it by publication month, Nov 2023 to Oct 2026 (titles, abstracts and keywords; the full texts of earlier months are still being searched)*

| Trend | Nov 23–Oct 24 | Nov 24–Oct 25 | Nov 25–Oct 26 | 36 months |
|---|---:|---:|---:|---:|
|  | 19 | 21 | 22 | 62 |

## Papers per year

*Papers per publication year and category*

| Category | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (so far) |
|---|---:|---:|---:|---:|---:|---:|---:|---:|---:|---:|
| [Finance](https://scholar4ai.com/categories/finance.md) | 0 | 1 | 1 | 2 | 3 | 4 | 1 | 9 | 7 | 8 |
| [AI](https://scholar4ai.com/categories/ai.md) | 0 | 0 | 0 | 1 | 2 | 2 | 0 | 5 | 6 | 3 |
| [Operations Research](https://scholar4ai.com/categories/operations-research.md) | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 2 | 4 | 2 |
| [Information Systems](https://scholar4ai.com/categories/information-systems.md) | 0 | 2 | 0 | 2 | 0 | 1 | 1 | 2 | 0 | 1 |
| [Economics](https://scholar4ai.com/categories/economics.md) | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 1 | 1 | 4 |
| [Management](https://scholar4ai.com/categories/management.md) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 |
| [Statistics](https://scholar4ai.com/categories/statistics.md) | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 0 |
| [Accounting](https://scholar4ai.com/categories/accounting.md) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| All categories | 0 | 3 | 1 | 6 | 8 | 8 | 2 | 21 | 21 | 20 |

## Where the papers come from

*Journals with the most papers, since 2023*

| # | Journal | Papers |
|---:|---|---:|
| 1 | [Financial Innovation](https://scholar4ai.com/journals/financial-innovation.md) | 8 |
| 2 | [Artificial Intelligence Review](https://scholar4ai.com/journals/artificial-intelligence-review.md) | 4 |
| 3 | [Annals of Operations Research](https://scholar4ai.com/journals/annals-of-operations-research.md) | 3 |
| 4 | [Journal of Banking & Finance](https://scholar4ai.com/journals/journal-of-banking-finance.md) | 3 |
| 5 | [Journal of Financial Stability](https://scholar4ai.com/journals/journal-of-financial-stability.md) | 3 |
| 6 | [Knowledge and Information Systems](https://scholar4ai.com/journals/knowledge-and-information-systems.md) | 2 |
| 7 | [European Journal of Operational Research](https://scholar4ai.com/journals/european-journal-of-operational-research.md) | 2 |
| 8 | [Computational Economics](https://scholar4ai.com/journals/computational-economics.md) | 2 |
| 9 | [Neural Computing and Applications](https://scholar4ai.com/journals/neural-computing-and-applications.md) | 2 |
| 10 | [Expert Systems with Applications](https://scholar4ai.com/journals/expert-systems-with-applications.md) | 2 |

*Institutions with the most papers, since 2023*

| # | Institution | Papers |
|---:|---|---:|
| 1 | [University of Twente](https://scholar4ai.com/institutions/university-of-twente.md) | 5 |
| 2 | [University of Edinburgh](https://scholar4ai.com/institutions/university-of-edinburgh.md) | 3 |
| 3 | Bank for International Settlements | 2 |
| 4 | Bentley University | 2 |
| 5 | [Shanghai University of Finance and Economics](https://scholar4ai.com/institutions/shanghai-university-of-finance-and-economics.md) | 2 |
| 6 | Teesside University | 2 |
| 7 | [University of Naples Federico II](https://scholar4ai.com/institutions/university-of-naples-federico-ii.md) | 2 |
| 8 | [Aalto University](https://scholar4ai.com/institutions/aalto-university.md) | 1 |
| 9 | Amazon (Germany) | 1 |
| 10 | American University in Cairo | 1 |

*Countries with the most papers, since 2023*

| # | Country | Papers |
|---:|---|---:|
| 1 | United States | 18 |
| 2 | China | 16 |
| 3 | United Kingdom | 11 |
| 4 | Netherlands | 8 |
| 5 | Italy | 5 |
| 6 | Switzerland | 3 |
| 7 | Spain | 3 |
| 8 | India | 3 |
| 9 | United Arab Emirates | 2 |
| 10 | Canada | 2 |

*Keywords with the most papers, since 2023*

| # | Keyword | Papers |
|---:|---|---:|
| 1 | peer-to-peer lending | 22 |
| 2 | Lending Club | 19 |
| 3 | credit scoring | 17 |
| 4 | [fintech](https://scholar4ai.com/keywords/fintech.md) | 7 |
| 5 | [class imbalance](https://scholar4ai.com/keywords/class-imbalance.md) | 6 |
| 6 | credit risk | 6 |
| 7 | default prediction | 6 |
| 8 | credit risk management | 5 |
| 9 | loan default prediction | 5 |
| 10 | [machine learning](https://scholar4ai.com/keywords/machine-learning.md) | 5 |

## Most-cited papers

*Most-cited papers since 2017*

| # | Citations | Per month | Title | Journal | Published | Authors |
|---:|---:|---:|---|---|---|---|
| 1 | 468 | 4.5 | [Do fintech lenders penetrate areas that are underserved by traditional banks?](https://doi.org/10.1016/j.jeconbus.2018.03.001) | [Journal of Economics and Business](https://scholar4ai.com/journals/journal-of-economics-and-business.md) | 2018-04-03 | Julapa A. Jagtiani, Catharine Lemieux |
| 2 | 445 | 4.5 | [Study on a prediction of P2P network loan default based on the machine learning LightGBM and XGboost algorithms according to different high dimensional data cleaning](https://doi.org/10.1016/j.elerap.2018.08.002) | [Electronic Commerce Research and Applications](https://scholar4ai.com/journals/electronic-commerce-research-and-applications.md) | 2018-08-03 | Xiaojun Ma, Jinglan Sha, Dehua Wang et al. |
| 3 | 136 | 4.7 | [How do machine learning and non-traditional data affect credit scoring? New evidence from a Chinese fintech firm](https://doi.org/10.1016/j.jfs.2024.101284) | [Journal of Financial Stability](https://scholar4ai.com/journals/journal-of-financial-stability.md) | 2024-06-05 | Leonardo Gambacorta, Yiping Huang, Han Qiu et al. |
| 4 | 123 | 2.2 | [A two-stage hybrid credit risk prediction model based on XGBoost and graph-based deep neural network](https://doi.org/10.1016/j.eswa.2022.116624) | [Expert Systems with Applications](https://scholar4ai.com/journals/expert-systems-with-applications.md) | 2022-02-01 | Jiaming Liu, Sicheng Zhang, Haoyue Fan |
| 5 | 116 | 2.0 | [Credit default prediction from user-generated text in peer-to-peer lending using deep learning](https://doi.org/10.1016/j.ejor.2021.12.024) | [European Journal of Operational Research](https://scholar4ai.com/journals/european-journal-of-operational-research.md) | 2021-12-23 | Johannes Kriebel, Lennart Stitz |

## Used together with

Papers use LendingClub most often with Credit bureaus (Equifax, Experian, TransUnion) (8), Facebook (7) and Kaggle (7); it has 13 partners in the code and data network, in the group around ImageNet, CIFAR-10 / CIFAR-100, MNIST / Fashion-MNIST.

*What papers use LendingClub together with (at least 3 papers; lift 1 = chance)*

| Used with | Type | Papers using both | Lift |
|---|---|---:|---:|
| [Credit bureaus (Equifax, Experian, TransUnion)](https://scholar4ai.com/datasets/credit-bureaus-equifax-experian-transunion.md) | Dataset | 8 | 39.7 |
| [Facebook](https://scholar4ai.com/datasets/facebook.md) | Dataset | 7 | 1.2 |
| [Kaggle](https://scholar4ai.com/datasets/kaggle.md) | Dataset | 7 | 6.5 |
| [Twitter / X](https://scholar4ai.com/datasets/twitter-x.md) | Dataset | 7 | 0.8 |
| [German Credit (UCI Statlog)](https://scholar4ai.com/datasets/german-credit-uci-statlog.md) | Dataset | 6 | 28.0 |
| [UCI Machine Learning Repository](https://scholar4ai.com/datasets/uci-machine-learning-repository.md) | Dataset | 5 | 4.2 |
| [Australian Credit (UCI)](https://scholar4ai.com/datasets/australian-credit-uci.md) | Dataset | 4 | 85.0 |
| [Economic Policy Uncertainty index](https://scholar4ai.com/datasets/economic-policy-uncertainty-index.md) | Dataset | 4 | 0.9 |
| [Global Findex](https://scholar4ai.com/datasets/global-findex.md) | Dataset | 4 | 15.1 |
| [Call Reports](https://scholar4ai.com/datasets/call-reports.md) | Dataset | 3 | 24.5 |
| [FDIC Summary of Deposits](https://scholar4ai.com/datasets/fdic-summary-of-deposits.md) | Dataset | 3 | 72.5 |
| [Prosper](https://scholar4ai.com/datasets/prosper.md) | Dataset | 3 | 145.0 |

The whole network: https://scholar4ai.com/code/network.md

## Papers

*Papers mentioning LendingClub in the last 30 days, newest first.*

| Date | Title | Journal | Authors | Affiliations |
|---|---|---|---|---|
| 2026-10-29 | [Extending PPCEF: probabilistically plausible counterfactual explanations for regression and heterogeneous tabular data](https://doi.org/10.1007/s10618-026-01286-9) | [Data Mining and Knowledge Discovery](https://scholar4ai.com/journals/data-mining-and-knowledge-discovery.md) | Oleksii Furman, Ł.ukasz Lenkiewicz, Jerzy Stefanowski et al. | Wrocław University of Science and Technology; Poznań University of Technology |
| 2026-10-16 | [Public technical disclosure of AI implementation in finance: Python-framed evidence from 253 NYSE-listed financial companies](https://doi.org/10.1186/s40854-026-00979-w) | [Financial Innovation](https://scholar4ai.com/journals/financial-innovation.md) | Veliota Drakopoulou | Embry-Riddle Aeronautical University Daytona Beach Florida Campus; Embry-Riddle Aeronautical University Worldwide & Online; Embry–Riddle Aeronautical University |
| 2026-10-13 | [Digital financial inclusion and SME performance: a structural equation modeling analysis of FinTech adoption impact in emerging markets](https://doi.org/10.1186/s43093-026-01024-z) | [Future Business Journal](https://scholar4ai.com/journals/future-business-journal.md) | Rodrigo Bochner |  |

## Cite this page

Scholar4AI. (2026). LendingClub. Journal and Conference Research Rankings. Retrieved November 4, 2026, from https://scholar4ai.com/datasets/lendingclub

```bibtex
@misc{scholar4ai-datasets-lendingclub,
  author = {{Scholar4AI}},
  title = {LendingClub},
  year = {2026},
  howpublished = {\url{https://scholar4ai.com/datasets/lendingclub}},
  urldate = {2026-11-04},
  note = {Journal and Conference Research Rankings; data from OpenAlex (CC0); licensed CC BY-NC 4.0}
}
```

License: CC BY-NC 4.0 (https://creativecommons.org/licenses/by-nc/4.0/).