---
title: "Bank lending research: papers, trends and top journals"
description: "From 2017 to 2026 (so far), the keyword “bank lending” appeared in 1,061 papers in the tracked journals, most of them in finance (653), economics (301) and operations research (40)."
url: https://scholar4ai.com/keywords/bank-lending
markdown_url: https://scholar4ai.com/keywords/bank-lending.md
license: CC BY-NC 4.0 (https://creativecommons.org/licenses/by-nc/4.0/)
share_text: "From 2017 to 2026 (so far), the keyword “bank lending” appeared in 1,061 papers in the tracked journals, most of them in finance (653), economics (301) and operations research (40). (as of 2026-11-03)"
data_url: https://scholar4ai.com/data/rankings.json
updated: 2026-11-03T18:03:37+09:00
window: 2026-10-05 to 2026-11-03
source: OpenAlex (CC0)
---

# Papers on “bank lending”

Research on “bank lending” in the 480 tracked journals: papers per year and category, the journals, institutions and countries publishing it, the keywords studied with it and its most-cited papers. It is not among the most frequent keywords of the last 30 days, so this page has no list of its latest papers.

Back to the ranking: https://scholar4ai.com/rankings/keywords.md

## Key findings

- From 2017 to 2026 (so far), the keyword “bank lending” appeared in 1,061 papers in the tracked journals, most of them in finance (653), economics (301) and operations research (40).
- 122 of them were published in 2025, against 80 in 2017.
- Since 2023, the institutions with the most of these papers were European Central Bank (14), Centre for Economic Policy Research (9) and Shanghai University of Finance and Economics (9).
- The journals publishing most of them were Finance research letters (47), International Review of Economics & Finance (27) and Pacific-Basin Finance Journal (23).
- The most-cited of them is “The Impact of Climate Change on the Cost of Bank Loans” (Journal of Corporate Finance, 2020), with 599 citations.

## Papers per year

*Papers per publication year and category*

| Category | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (so far) |
|---|---:|---:|---:|---:|---:|---:|---:|---:|---:|---:|
| [Finance](https://scholar4ai.com/categories/finance.md) | 44 | 57 | 45 | 64 | 71 | 62 | 78 | 88 | 83 | 61 |
| [Economics](https://scholar4ai.com/categories/economics.md) | 28 | 13 | 28 | 29 | 30 | 42 | 37 | 32 | 34 | 28 |
| [Operations Research](https://scholar4ai.com/categories/operations-research.md) | 1 | 3 | 0 | 5 | 5 | 7 | 5 | 9 | 2 | 3 |
| [Accounting](https://scholar4ai.com/categories/accounting.md) | 4 | 1 | 3 | 2 | 6 | 2 | 5 | 4 | 0 | 4 |
| [Management](https://scholar4ai.com/categories/management.md) | 2 | 2 | 2 | 6 | 1 | 3 | 5 | 0 | 2 | 1 |
| [Information Systems](https://scholar4ai.com/categories/information-systems.md) | 1 | 1 | 1 | 0 | 0 | 1 | 0 | 0 | 1 | 1 |
| [AI](https://scholar4ai.com/categories/ai.md) | 0 | 1 | 1 | 0 | 1 | 1 | 0 | 0 | 0 | 0 |
| [Marketing](https://scholar4ai.com/categories/marketing.md) | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 |
| All categories | 80 | 78 | 80 | 106 | 115 | 118 | 131 | 133 | 122 | 98 |

## Where the papers come from

*Journals with the most papers, since 2023*

| # | Journal | Papers |
|---:|---|---:|
| 1 | [Finance research letters](https://scholar4ai.com/journals/finance-research-letters.md) | 47 |
| 2 | [International Review of Economics & Finance](https://scholar4ai.com/journals/international-review-of-economics-finance.md) | 27 |
| 3 | [Pacific-Basin Finance Journal](https://scholar4ai.com/journals/pacific-basin-finance-journal.md) | 23 |
| 4 | [Journal of Banking & Finance](https://scholar4ai.com/journals/journal-of-banking-finance.md) | 22 |
| 5 | [International Review of Financial Analysis](https://scholar4ai.com/journals/international-review-of-financial-analysis.md) | 21 |
| 6 | [Journal of Financial Stability](https://scholar4ai.com/journals/journal-of-financial-stability.md) | 18 |
| 7 | [Research in International Business and Finance](https://scholar4ai.com/journals/research-in-international-business-and-finance.md) | 17 |
| 8 | [Emerging Markets Review](https://scholar4ai.com/journals/emerging-markets-review.md) | 17 |
| 9 | [Journal of International Money and Finance](https://scholar4ai.com/journals/journal-of-international-money-and-finance.md) | 15 |
| 10 | [Journal of Corporate Finance](https://scholar4ai.com/journals/journal-of-corporate-finance.md) | 15 |

*Institutions with the most papers, since 2023*

| # | Institution | Papers |
|---:|---|---:|
| 1 | European Central Bank | 14 |
| 2 | [Centre for Economic Policy Research](https://scholar4ai.com/institutions/centre-for-economic-policy-research.md) | 9 |
| 3 | [Shanghai University of Finance and Economics](https://scholar4ai.com/institutions/shanghai-university-of-finance-and-economics.md) | 9 |
| 4 | [Xiamen University](https://scholar4ai.com/institutions/xiamen-university.md) | 9 |
| 5 | Bank for International Settlements | 8 |
| 6 | [Centre National de la Recherche Scientifique](https://scholar4ai.com/institutions/centre-national-de-la-recherche-scientifique.md) | 8 |
| 7 | Federal Reserve Board of Governors | 8 |
| 8 | [Peking University](https://scholar4ai.com/institutions/peking-university.md) | 8 |
| 9 | Swiss Finance Institute | 8 |
| 10 | [Hunan University](https://scholar4ai.com/institutions/hunan-university.md) | 7 |

*Countries with the most papers, since 2023*

| # | Country | Papers |
|---:|---|---:|
| 1 | China | 164 |
| 2 | United States | 94 |
| 3 | United Kingdom | 51 |
| 4 | Italy | 38 |
| 5 | Germany | 34 |
| 6 | France | 26 |
| 7 | Switzerland | 24 |
| 8 | Australia | 20 |
| 9 | Japan | 20 |
| 10 | Canada | 17 |

*Keywords with the most papers, since 2023*

| # | Keyword | Papers |
|---:|---|---:|
| 1 | [China](https://scholar4ai.com/keywords/china.md) | 38 |
| 2 | trade credit | 35 |
| 3 | [information asymmetry](https://scholar4ai.com/keywords/information-asymmetry.md) | 31 |
| 4 | [COVID-19 pandemic](https://scholar4ai.com/keywords/covid-19-pandemic.md) | 30 |
| 5 | [state-owned enterprises](https://scholar4ai.com/keywords/state-owned-enterprises.md) | 30 |
| 6 | [Chinese listed companies](https://scholar4ai.com/keywords/chinese-listed-companies.md) | 29 |
| 7 | [financial constraints](https://scholar4ai.com/keywords/financial-constraints.md) | 25 |
| 8 | [small and medium-sized enterprises](https://scholar4ai.com/keywords/small-and-medium-sized-enterprises.md) | 25 |
| 9 | access to credit | 23 |

## Most-cited papers

*Most-cited papers since 2017*

| # | Citations | Per month | Title | Journal | Published | Authors |
|---:|---:|---:|---|---|---|---|
| 1 | 599 | 7.3 | [The Impact of Climate Change on the Cost of Bank Loans](https://doi.org/10.1016/j.jcorpfin.2021.102019) | [Journal of Corporate Finance](https://scholar4ai.com/journals/journal-of-corporate-finance.md) | 2020-01-01 | Siamak Javadi, Abdullah Al Masum |
| 2 | 556 | 8.0 | [Green credit policy, credit allocation efficiency and upgrade of energy-intensive enterprises](https://doi.org/10.1016/j.eneco.2021.105099) | [Energy Economics](https://scholar4ai.com/journals/energy-economics.md) | 2021-01-10 | Huwei Wen, Chien‐Chiang Lee, Fengxiu Zhou |
| 3 | 462 | 4.0 | [Tracing out capital flows: How financially integrated banks respond to natural disasters](https://doi.org/10.1016/j.jfineco.2017.04.011) | [Journal of Financial Economics](https://scholar4ai.com/journals/journal-of-financial-economics.md) | 2017-04-29 | Kristle Romero Cortés, Philip E. Strahan |
| 4 | 454 | 6.3 | [Green credit financing versus trade credit financing in a supply chain with carbon emission limits](https://doi.org/10.1016/j.ejor.2020.10.025) | [European Journal of Operational Research](https://scholar4ai.com/journals/european-journal-of-operational-research.md) | 2020-10-28 | Simin An, Bo Li, Dong‐Ping Song et al. |
| 5 | 425 | 4.5 | [Designing Central Bank Digital Currencies](https://doi.org/10.1016/j.jmoneco.2021.05.002) | [Journal of Monetary Economics](https://scholar4ai.com/journals/journal-of-monetary-economics.md) | 2019-01-01 | Itai Agur, Anil Ari, Giovanni Dell’Ariccia |

## Cite this page

Scholar4AI. (2026). Papers on “bank lending”. Journal and Conference Research Rankings. Retrieved November 3, 2026, from https://scholar4ai.com/keywords/bank-lending

```bibtex
@misc{scholar4ai-keywords-bank-lending,
  author = {{Scholar4AI}},
  title = {Papers on “bank lending”},
  year = {2026},
  howpublished = {\url{https://scholar4ai.com/keywords/bank-lending}},
  urldate = {2026-11-03},
  note = {Journal and Conference Research Rankings; data from OpenAlex (CC0); licensed CC BY-NC 4.0}
}
```

License: CC BY-NC 4.0 (https://creativecommons.org/licenses/by-nc/4.0/).