Scholar4AI Updated 2026-11-04 18:03 UTC+09:00

HMDA mortgage data

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data category: Real estate and housing data · 0 papers in the last 7 days

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House prices and transactions, mortgages and rents.

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Names searched for: Home Mortgage Disclosure Act, HMDA

Key findings#

  • From Nov 2023 to Oct 2026, 23 archived papers mentioned HMDA mortgage data in their title, abstract or keywords (the search of earlier months' full texts is still under way), most of them in Dec 2024 (3).
  • HMDA mortgage data was mentioned in 1 paper in the last 30 days (2026-10-06 to 2026-11-04), ranking #172 of the 255 datasets mentioned.
  • By journal category: Finance (1).
  • Most of them appeared in Journal of Financial Economics (1).
  • From 2017 to 2026 (so far), HMDA mortgage data was mentioned in 33 papers in the tracked journals, most of them in economics (14), finance (12) and health economics and policy (3).
  • 6 of them were published in 2025, against 0 in 2017.
  • Since 2023, the institutions with the most of these papers were University of Edinburgh (2), American Enterprise Institute (1) and Bowdoin College (1).
  • The journals publishing most of them were Review of Accounting Studies (3), Journal of Banking & Finance (2) and The Journal of Real Estate Finance and Economics (2).
  • The most-cited of them is “Mortgage Lending Discrimination Across the U.S.: New Methodology and New Evidence” (Journal of Financial Services Research, 2018), with 26 citations.
  • Papers use HMDA mortgage data most often with American Community Survey (7), Call Reports (6) and Credit bureaus (Equifax, Experian, TransUnion) (4); it has 6 partners in the code and data network, in the group around S&P 500, Economic Policy…, Compustat.

Mentions over 36 months#

Papers mentioning it by publication month, Nov 2023 to Oct 2026 (titles, abstracts and keywords; the full texts of earlier months are still being searched)
TrendNov 23–Oct 24Nov 24–Oct 25Nov 25–Oct 2636 months
59923

Papers per year#

2017: 0 papers2018: 2 papers2019: 2 papers2020: 2 papers2021: 2 papers2022: 0 papers2023: 2 papers2024: 8 papers2025: 6 papers2026 (so far): 9 papers
20172026 (so far)
Papers per publication year and category
Category2017201820192020202120222023202420252026 (so far)
Economics0112101521
Finance0110000325
Health Economics and Policy0000101010
Accounting0000000012
Operations Research0000000001
All categories0222202869

Where the papers come from#

Institutions with the most papers, since 2023
#InstitutionPapers
1University of Edinburgh2
2American Enterprise Institute1
3Bowdoin College1
4Bucharest University of Economic Studies1
5California State University, Sacramento1
6Carleton University1
7Erasmus University Rotterdam1
8Esade1
9Federal Reserve Bank of Minneapolis1
10Humboldt-Universität zu Berlin1
Countries with the most papers, since 2023
#CountryPapers
1United States14
2United Kingdom5
3Canada3
4Germany3
5Spain3
6Finland1
7Hong Kong1
8Italy1
9Netherlands1
10Norway1
Keywords with the most papers, since 2023
#KeywordPapers
1Home Mortgage Disclosure Act4
2mortgage lending4
3Hispanic borrowers3
4credit scores3
5interest rates3
6bank balance sheets2
7credit supply2
8homeownership2
9minority borrowers2
10mortgage brokers2

Most-cited papers#

Most-cited papers since 2017
#CitationsPer monthTitleJournalPublishedAuthors
1260.3Mortgage Lending Discrimination Across the U.S.: New Methodology and New EvidenceJournal of Financial Services Research2018-03-17Manthos D. Delis, Panagiotis Papadopoulos
2250.3The real consequences of bank mortgage lending standardsJournal of Financial Intermediation2019-10-24Cindy M. Vojtech, Benjamin S. Kay, John C. Driscoll
3180.2Bank adaptation to neighborhood change: Mortgage lending and the Community Reinvestment ActJournal of Urban Economics2019-11-08Hyojung Lee, Raphael W. Bostic
4150.2The Price of Mortgage Financing for Native AmericansJournal of Economics Race and Policy2020-11-13Laura Cattaneo, Donna L. Feir
5110.4Racial disparities in debt collectionJournal of Banking & Finance2024-05-08Jessica LaVoice, Domonkos F. Vamossy

Archive counts by publication year: a paper counts when its title, abstract or keywords name the dataset, or when OpenAlex's full-text search finds it there (searched for the last 30 days' papers and, by a pass over the past years, for older ones). Names added to the list later are looked for in older papers as the archive is read again.

Used together with#

Papers use HMDA mortgage data most often with American Community Survey (7), Call Reports (6) and Credit bureaus (Equifax, Experian, TransUnion) (4); it has 6 partners in the code and data network, in the group around S&P 500, Economic Policy…, Compustat. The whole network →

What papers use HMDA mortgage data together with (at least 3 papers; lift 1 = chance)
Used withTypePapers using bothLift
American Community SurveyDataset734.3
Call ReportsDataset6133.8
Credit bureaus (Equifax, Experian, TransUnion)Dataset454.2
FDIC Summary of DepositsDataset4263.6
Zillow (ZTRAX, ZHVI)Dataset4152.6
FEMA disaster dataDataset358.8
Papers mentioning HMDA mortgage data in the last 30 days, newest first.
DateTitleJournalAuthorsAffiliations
2026-10-19Political Voice and (Mortgage) Market Participation: Evidence from the dilution of Voting Rights ActJournal of Financial EconomicsSeongjin Park, Arkodipta Sarkar, Nishant VatsNanyang Technological University; National University of Singapore; Washington University in St. Louis
Cite this page

Scholar4AI. (2026). HMDA mortgage data. Journal and Conference Research Rankings. Retrieved November 4, 2026, from https://scholar4ai.com/datasets/hmda-mortgage-data

@misc{scholar4ai-datasets-hmda-mortgage-data,
  author = {{Scholar4AI}},
  title = {HMDA mortgage data},
  year = {2026},
  howpublished = {\url{https://scholar4ai.com/datasets/hmda-mortgage-data}},
  urldate = {2026-11-04},
  note = {Journal and Conference Research Rankings; data from OpenAlex (CC0); licensed CC BY-NC 4.0}
}

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