Scholar4AI Updated 2026-11-04 18:03 UTC+09:00

Credit bureaus (Equifax, Experian, TransUnion)

data category: Credit scoring and lending data · 0 papers in the last 7 days

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Loan-level lending data and the public datasets used to train credit-scoring models.

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Names searched for: Equifax, Experian, TransUnion, credit bureau

Key findings#

  • From Nov 2023 to Oct 2026, 85 archived papers mentioned Credit bureaus (Equifax, Experian, TransUnion) in their title, abstract or keywords (the search of earlier months' full texts is still under way), most of them in Feb 2024 (6).
  • No paper of the tracked journals mentioned Credit bureaus (Equifax, Experian, TransUnion) in the last 30 days (2026-10-06 to 2026-11-04).
  • From 2017 to 2026 (so far), Credit bureaus (Equifax, Experian, TransUnion) was mentioned in 105 papers in the tracked journals, most of them in finance (40), economics (23) and management (9).
  • 25 of them were published in 2025, against 3 in 2017.
  • Since 2023, the institutions with the most of these papers were University of Nottingham (4), Bank for International Settlements (3) and Bucharest University of Economic Studies (3).
  • The journals publishing most of them were Financial Innovation (5), Journal of Accounting and Economics (4) and Journal of Business Ethics (3).
  • The most-cited of them is “Information asymmetry and market power in the African banking industry” (Journal of Multinational Financial Management, 2017), with 293 citations.
  • Papers use Credit bureaus (Equifax, Experian, TransUnion) most often with Facebook (11), Credit registers (e.g. AnaCredit) (9) and LendingClub (8); it has 25 partners in the code and data network, in the group around World Development…, Eurostat, International Energy….

Mentions over 36 months#

Papers mentioning it by publication month, Nov 2023 to Oct 2026 (titles, abstracts and keywords; the full texts of earlier months are still being searched)
TrendNov 23–Oct 24Nov 24–Oct 25Nov 25–Oct 2636 months
31262885

Papers per year#

2017: 3 papers2018: 1 paper2019: 0 papers2020: 3 papers2021: 3 papers2022: 7 papers2023: 7 papers2024: 32 papers2025: 25 papers2026 (so far): 24 papers
20172026 (so far)
Papers per publication year and category
Category2017201820192020202120222023202420252026 (so far)
Finance30022311757
Economics0001022576
Management0000001134
Accounting0100000323
Operations Research0000110231
Information Systems0000011032
Marketing0000002210
AI0000000211
All categories3103377322524

Where the papers come from#

Institutions with the most papers, since 2023
#InstitutionPapers
1University of Nottingham4
2Bank for International Settlements3
3Bucharest University of Economic Studies3
4Centre National de la Recherche Scientifique3
5Centre for Economic Policy Research3
6Humboldt-Universität zu Berlin3
7Durham University2
8Imperial College London2
9Iscte – Instituto Universitário de Lisboa2
10KU Leuven2
Countries with the most papers, since 2023
#CountryPapers
1United States26
2United Kingdom24
3Germany11
4France8
5China7
6Switzerland6
7Spain5
8Italy5
9India4
10Romania4
Keywords with the most papers, since 2023
#KeywordPapers
1credit scoring11
2financial inclusion7
3credit scores6
4microfinance5
5access to credit4
6credit ratings4
7financial development4
8financial literacy4
9financial well-being4
10algorithmic bias3

Most-cited papers#

Archive counts by publication year: a paper counts when its title, abstract or keywords name the dataset, or when OpenAlex's full-text search finds it there (searched for the last 30 days' papers and, by a pass over the past years, for older ones). Names added to the list later are looked for in older papers as the archive is read again.

Used together with#

Papers use Credit bureaus (Equifax, Experian, TransUnion) most often with Facebook (11), Credit registers (e.g. AnaCredit) (9) and LendingClub (8); it has 25 partners in the code and data network, in the group around World Development…, Eurostat, International Energy…. The whole network →

What papers use Credit bureaus (Equifax, Experian, TransUnion) together with (at least 3 papers; lift 1 = chance)
Used withTypePapers using bothLift
FacebookDataset111.7
Credit registers (e.g. AnaCredit)Dataset943.5
LendingClubDataset836.0
Twitter / XDataset80.8
CompustatDataset63.8
University of Michigan Surveys of ConsumersDataset612.3
World Development Indicators (World Bank)Dataset52.1
YouTube / TikTokDataset51.2
American Community SurveyDataset46.1
CRSPDataset43.7
Global Financial Development DatabaseDataset417.6
Global FindexDataset411.3
Cite this page

Scholar4AI. (2026). Credit bureaus (Equifax, Experian, TransUnion). Journal and Conference Research Rankings. Retrieved November 4, 2026, from https://scholar4ai.com/datasets/credit-bureaus-equifax-experian-transunion

@misc{scholar4ai-datasets-credit-bureaus-equifax-experian-transunion,
  author = {{Scholar4AI}},
  title = {Credit bureaus (Equifax, Experian, TransUnion)},
  year = {2026},
  howpublished = {\url{https://scholar4ai.com/datasets/credit-bureaus-equifax-experian-transunion}},
  urldate = {2026-11-04},
  note = {Journal and Conference Research Rankings; data from OpenAlex (CC0); licensed CC BY-NC 4.0}
}

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